Carthage | Joplin | Lamar | Nevada
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Due to the current state of the economy, more and more individuals, families and businesses are finding themselves overwhelmed by debt. These people are looking for advice and guidance from professionals who are thoroughly knowledgeable of the bankruptcy laws and how these laws may be used to get out of debt.
At the office of Checkett & Pauly, P.C., we have handled 1000's of bankruptcy cases for over 30 years. Our firm is proud to have the only attorney in southwest Missouri who is board certified in bankruptcy. We also pride ourselves on our ability to handle very simple to extremely complex bankruptcy cases. All of these services make our firm an exceptional ally in your fight against debt.
Our firm focuses on handling Chapter 7 and Chapter 13 bankruptcies for individuals, as well as Chapter 11 for businesses. To discuss filing a bankruptcy or for more information on how we help all clients in Carthage, Joplin and throughout southwest Missouri, contact us today.
Chapter 7
Also sometimes called a "fresh start" bankruptcy, Chapter 7 is a process through which most or all of your unsecured debt can be discharged. By having your debt dismissed, you are able to begin debt-free along the road to financial recovery. Individuals considering Chapter 7 must pass the Means Test, which assesses their amount of disposable income and eligibility for Chapter 7.
For more information on Chapter 7 issues, please see our article on Chapter 7 basics
Chapter 13
The Chapter 13 bankruptcy is a structured repayment plan that is geared toward allowing you to repay a percentage of your debt in order to regain control of the debt that has accumulated. Many individuals who do not qualify for Chapter 7 due to a surplus of disposable income will still qualify for Chapter 13. We work closely with clients to ensure that the repayment plan is reasonable and gets court-approval in order to satisfy your creditors.
To learn more about Chapter 13, please see our article on Chapter 13 basics
You do not have to face bankruptcy alone. Our firm understands the stress and anxiety that financial issues can cause. We work hard on your behalf to address your debt as efficiently and effectively as possible through bankruptcy or another means of financial management if bankruptcy is not appropriate for your case.
To discuss your specific bankruptcy situation with an experienced attorney at Checkett & Pauly, P.C., contact us today. We offer a free initial consultation so you can meet with a member of our firm to learn more about your options for debt relief or debt consolidation.
Checkett & Pauly, P.C.
517 South Main Street
P.O. Box 409
Carthage, MO 64836
Map and Directions
Phone: (417) 358-4049 | Fax: (417) 358-6341
The Carthage, Missouri, law firm of Checkett & Pauly, P.C. represents clients throughout southwestern Missouri in communities such as Carthage, Webb City, Joplin, Nevada, Lamar, Mount Vernon, Galena, Kimberling City, Branson, Branson West, Cassville, Monett, Mt. Vernon, Aurora, Pineville, Anderson, Goodman, Neosho, Granby and Springfield.
