A bill was recently introduced in the Senate that would allow individuals to terminate student loan debt if they had more than $10,000 in medical bills in the preceding three years. Numerous studies have proven that bankruptcies are caused by uninsured medical debt more than any other single factor. While medical debt is routinely discharged, termination of student loans is extremely difficult, next to impossible. The senator who introduced the bill explained that there is no reason to differentiate between medical debt and student loan debt. Recent estimates have shown that at least half of people who file for bankruptcy have enough medical debt to qualify for the student loan discharge. What is not explained is that the student loan industry is politically very powerful, meaning that this bill has little likelihood of passage.