How Long Does it Take to File for Bankruptcy?

This is a good question and a frequent question we get at Checkett & Pauly. Once you have made the tough decision to file bankruptcy your next question is probably how long will it take and how much will it cost. This blog post will speak only to Chapter 7 bankruptcies.
The first step is to visit Checkett & Pauly for your free initial consultation. We can get the standard Chapter 7 case on file within about three weeks, assuming the client provides us with all the information in a timely fashion. It is also important to note that Checkett & Pauly is the only bankruptcy law office in the Carthage area that has the Fast File service. With this option, you come to the office with all of your information, attorney fee, and filing fee, and by the time you leave you are in bankruptcy.
Once the case is filed you can assume approximately 40 days before we attend the meeting of creditors with the appointed trustee. Your discharge of debt is entered 60 days after that meeting. In most instances, the case is over at that point. A case may continue after the discharge if the Chapter 7 trustee is investigating assets, such as non-exempt equity in a vehicle or tax refund. We are always glad to discuss all of the ins and outs of Chapter 7 bankruptcy during your first appointment.